:: This offer has expired, but I post good deals like this every day! You can follow my blog for free. Don’t pay one dollar more for the things you need.
Simply go to the top of my site and enter your email or choose your favorite way to subscribe!
** Here are a few ideas to get you started spending less and saving more!
1. Start a Free Food and Beauty Stockpile- Great for Donating Too!
Freefly’s is the site I use to request free trials of new products and free samples. You are in control of what you receive. Click Here to give it a try. You can unsubscribe any time. The site is free with no strings attached. Go to the SIGN UP tab at the top and choose the free samples that interest you.
2. Amazon’s Lowest Prices found here: Amazon Outlet and Clearance Center
The offer below has expired don’t forget to sign up for my free emails for all the current offers like this one!…
Here are the current layaway plans for the 2012 Christmas and holiday gift buying season.
Thanks to Money Talk News for compiling these! You don’t have to fight the crowds for that “hot toy”. Put it on layaway now and take back the holidays!
Layaway plans that are essentially free
- Eligible items: Most items (if you shop online, look for the words “Available for Layaway” on product pages)
- Down payment: $15 or 10 percent, whichever is greater, for eight-week contracts; $30 or 10 percent, whichever is greater, for 12-week contracts
- Upfront fee: $0 through Nov. 17; $5 for eight-week contracts or $10 for 12-week contracts, both nonrefundable, after Nov. 17
- Cancellation fee: $10 for eight-week contracts, $20 for 12-week contracts
- Final payment due: N/A – you make a payment every two weeks over a period of eight or (for $300-plus purchases made in stores) 12 weeks. (Note: The fine print says, “You have a 7 day grace period after your payment due date before your contract is cancelled and items are returned to stock.” The cancellation fee will apply.)
- Available: In stores and online
Toys R Us and Babies R Us
- Eligible items: All toys at Toys R Us and most items at Babies R Us
- Down payment: 20 percent
- Upfront fee: $0 through Oct. 31, $5 after Oct. 31
- Cancellation fee: $10
- Final payment due: Dec. 16
- Available: In stores only
- Eligible items: Toys, electronics, small appliances, jewelry, and select sporting goods (Note: Each item must be $15-plus and the total purchase must be more than $50.)
- Down payment: $10 or 10 percent, whichever is greater
- Upfront fee: $5, refunded on a Walmart gift card upon full payment
- Cancellation fee: $0
- Final payment due: Dec. 14
- Available: In stores only
Layaway plans that’ll cost you
- Eligible items: Most items (Note: The total purchase must be $250-plus.)
- Down payment: 25 percent
- Upfront fee: 5 percent, nonrefundable
- Cancellation fee: N/A
- Final payment due: N/A – you make a payment every two weeks over a period of eight or 12 weeks. (Note: The fine print says, “If a payment is missed, Best Buy reserves the right to return the product(s) to store inventory.” So since they don’t mention a cancellation fee, it’s possible you won’t get back all the money you’d already paid toward the purchase.)
- Available: In stores only
- Eligible items: Most items (if you shop online, look for the words “Available for Layaway” on product pages)
- Down payment: $20 or 20 percent, whichever is greater, for eight-week contracts; $35 or 20 percent, whichever is greater, for 12-week contracts
- Upfront fee: $5 for eight-week contracts, nonrefundable; $10 for 12-week contracts, nonrefundable (Note: It’s rumored that Sears – owned by the same parent company as Kmart – may drop this fee through Nov. 17 as Kmart did, but the company has yet to make an official announcement.)
- Cancellation fee: $15 for eight-week contracts, $25 for 12-week contracts
- Final payment due: N/A – you make a payment every two weeks over a period of eight or (for $400-plus purchases made in stores) 12 weeks. (Note: The fine print says, “Layaway merchandise will be returned to stock seven (7) days after a missed payment.” The cancellation fee will apply.)
- Available: In stores and online
Any affiliate posts are always at no additional cost to you. Thank you for supporting my small, “do it yourself” business and my blog. If you have a question about a post or link, or cannot find what you are looking for, please contact me. I am here to help!
Oh yes, sharing what you “like” is so nice! Would this information be valuable to someone you know? The sharing buttons below make it EASY! You can click on the envelope icon and email it, “like” it on Facebook,+ it on Google PLUS, retweet @morewless or share it on your blog. I will follow you back, and support and share your ideas too!
