New Kmart Layaway: Terms and Conditions

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There are new Kmart Layaway terms and conditions for both in store and online layaway programs.

If you are avoiding using credit cards, you may want to consider using a layaway program to save what you need to complete a purchase. Layaway usually works best for large purchases when you factor in the store fees. Be sure you will be able to make your regular payments and pay off your layaway contract in time. Layaway isn’t for everyone, but it can be an effective way to save for large purchases without breaking out the plastic.
Kmart layaway plansRead the new Kmart Layaway Terms and Conditions for in store and online.

Here is how to start a Kmart layaway online:


can you do Kmart layaway

Add items to your cart and go to checkout.

All fees are non-refundable. Service and cancellation fees apply. Go here for complete rules from the website.

Make payments every two weeks online, or at any store with cash, check, debit or credit card.

You can sign up to get Layaway Payment Text Reminders and you will be sent a link to easily and quickly complete the sign up process. Text LAYAWAY to 56278.

Arrange to pick up your items at your closest store once your last payment is made.

The top categories for Kmart’s online layaway are:

Clothing & Shoes

Electronics & Appliances

For the Home & Outdoor Living

Fitness & Sporting Goods

Kmart’s layaway program includes both online and in-store contracts for popular items across dozens of merchandise categories, including:

  • Apparel – The whole family can get in the spirit in style with Kmart-exclusive celebrity powerhouse brands that include Adam Levine, Never Give Up by John Cena, Sofia by Sofia Vergara, Dream Out Loud by Selena Gomez, Sophia Grace and Rosie, and Impact by Jillian Michaels.
  • Home – Kmart offers a wide selection of affordably priced home accessories and small kitchen appliances such as Disney “Frozen” themed bedding and the Keurig® single-cup coffee maker.
  • Toys – Parents can get a head start nabbing Kmart-exclusive hot holiday toys, including My Little Pony Equestria Girls Rainbow Rocks Mane Event Stage Playset by Hasbro®, Transformers Age of Extinction Optimus Prime and Grimlock 12-Inch Electronic Figures by Hasbro®, WWE® John Cena 31” Figure by Wicked Cool Toys® and Zoomer Dino by Spin Master™.
  • Consumer electronics – Members and customers can gift the newest electronics like Xbox ONE, PlayStation4®, 32″ to 60″ RCA TVs and Samsung Galaxy tablets.

If you are a ShopYourWay member, then you can save even more!

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Debra Christian

I put in a big alway order. The only layaway after I found the 2016 starting September. I put in my reward points and went to check out. It said I owe $10 down. IT WAS SUPPOSE TO BE A PENNY DOWN. I need to start my layaway, so I can have it out. Can you go into my layaway and change the money down. I would really appreciate it. Debra Christian


Hi Debra, the one penny down layaway for 2016 started yesterday, 9/15/16 so when you log in, you should see it now. all my best, Lori.

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