Walmart’s New Layaway Plan – How Does It Work?

*Expired. As soon as Walmart brings back layaway for 2013, my readers will be notified. You can sign up at the top of my site and get notified right away!!

The Walmart layaway program  is now  back for 2012, it began September 16th  and will end on December 14th. It is only available in stores, not online.

This year, shoppers will also be able to layaway small appliances, large exercise equipment and some sporting goods such as trampolines in addition to toys and electronics of $15 or more, including dolls, bicycles, video games and televisions,

Walmart will require that each item be priced at $15 or higher and the total of your layaway purchase must be at least $50.

A down payment of $10 or 10% will be required, whichever is greater and that will be applied toward the purchase.  There is a $5 fee to open the account. If the order is cancelled or not paid in full, the $5 charge will not be refunded.

Once the order is paid in full, the $5 is refunded in the form of a Walmart gift card.

Here is their page with the HOT TOYS for 2012: Save on Top Holiday Toys at Walmart.com!

Here is a new article with the Black Friday steals and deals at Walmart for 2012: http://morewithlesstoday.com/black-friday-an-early-peak-at-walmarts-deals/

***Join my blog to find all the best deals for Christmas including great gifts for under $25. Let’s make it a debt-free Christmas. Get the deals, discounts, and freebies by signing up for my free emails, Facebook or Twitter updates.

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