Most hospitals and doctors don’t publish their prices, and the “list price” for services is much higher than what insurance companies pay providers. However, many healthcare providers will provide a discount to patients who pay out of pocket. But you have to ask for the discount. Having the “comps” will help you to get the best price.
Even if you have insurance and use in-network providers, prices can vary a lot. You may save money by checking the negotiated rates with several in-network providers. If you have to pay a portion, then of course you want to negotiate the best rate ahead of time.
If you use a Flex Spending account, you can access this free resource to help to stretch your health care dollars.
Click here for more information on how to use the Healthcare Blue Book. Please share this article with others who will benefit.