Which Stores Have Layaway Online and In Store for 2016?

by Lori. LAST UPDATED ON
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Look for which Stores Have Layaway Online and In Store for 2016? We found 9 stores and listed their layaway terms and policies.
If you are wondering which stores have layaway online and in store for 2016, we compiled a list of 9 options for you.
If you are new to layaway plans, typically you put down a percentage of the purchase price which holds your items and then you make payments which are interest-free within a pre-set time frame, usually between 8 and 12 weeks and then you pick up the items when your layaway payments are completed.
If you do not want to use credit cards to pay for holiday shopping, then layaway might be an option to look into. Many retailers are waiving the fees to start a layaway which makes this option more attractive.

1. Walmart

Layaway at Walmart began on September 2 and runs through December 12 in 2016. Payments can be made at any Walmart store. Individual items must be $15 or greater, and the total purchase must be $50 or greater. Final payment and pickup must be made on or before December 12th at the same store where layaway was initiated (or the order will be canceled).

Layaway is available for electronics, toys, infant toys, infant furniture, large furniture, auto electronics, select sporting goods, small appliances and jewelry, but excludes wireless phones that require contracts. Some stores offer year-round layaway on jewelry purchases.

Walmart layaway highlights:

  • For in-store purchases only
  • Service fee: $0
  • Down payment: $10 or 10%, whichever is greater
  • Cancellation fee: $10
  • Final payment: Due December 12th at the same store it was initiated

Find out more information about Walmart Layaway for 2016.

kmart-layaway-promo

2. Kmart

Layaway at Kmart is available in-store and online. Payments can be made either way, but all pickups must be made in-store. Layaway is only available at select locations and is not available on certain items, like flammable products, magazines, prescriptions, cigarettes, photos and food. Layaway merchandise will be returned to stock seven days after a missed payment.

Shop Your Way Members (free loyalty program, join here) get $10 off any layaway purchase of $50 or more with code LAYAWAY10. No money down in-store. Offer valid online and in-store layaway contracts from 9/15 – 11/26/16.

Kmart layaway highlights:

  • 8-week contract Available for online and in-store purchases
  • Service fee: $5
  • Down payment: one penny
  • Cancellation fee: $10
  • 8 weeks for online and in-store and 12-week contract for in-store (only applicable to purchases $300+)
  • Service fee: $10
  • Down payment: $10
  • Cancellation fee: $20

Find out more information about Kmart Layaway for 2016.

3.  Sears

Layaway at Sears is available in-store and online, and payments can be made in either place. Pickups can be made in-store or they can be delivered. Layaway contracts can be canceled at the store where you set up your contract. Contracts are automatically canceled after a seven-day grace period of missing your payment.

Find layaway eligible items on the individual product pages.

Sears layaway highlights:

  • 8-week contract: for online and in-store purchases
  • Service fee: $5
  • Down payment: free in stores and 1 cent online
  • Cancellation fee: $15
  • Payments: every two weeks (4 payments total)
  • 12-week contract: in-store only (applicable only to purchases $400+)
  • Service fee: $10
  • Down payment: free
  • Cancellation fee: $25
  • Payments: every two weeks (6 payments total)

Find out more information about Sears Layaway for 2016.

tru-layaway-2016

4. Toys R Us/Babies R Us

The program used to be available only during the holidays but is now available year-round. Payments can be made in-store or online. The layaway program is available at all Toys R Us stores and is available on everything except special orders, food, formula, and clothing.

Toys R Us and Babies R Us layaway highlights:

  • For online and in-store purchases
  • Service fee: free during the “free layaway” period, which runs through December 14. Otherwise, you must pay $5.
  • Down payment: 10% of the total cost
  • Cancellation fee: $10
  • Shipping: After final payment is made, the store will ship (free on orders over $19) to you or you can pick up in-store depending on your preference.
  • All payments can be made at any register or online, 24 hours a day. Make your final payment in store, and take your items home right away. Or, if you make your final payment online, you will be notified of the earliest time you can pick up your items.

*In-store purchases only. Excludes Special Orders, food, formula and clothing.

Find out more information about Toys R Us and Babies R Us Layaway for 2016.

5. GameStop 

Due to legal restrictions, however, it is not available at GameStops in the District of Columbia or Maryland.

Gamestop layaway highlights:

  • For in-store purchases on certain game systems
  • Service fee: None
  • Down payment: $25
  • Payment: Trades are acceptable forms of payment; customers are not required to make scheduled payments.
  • Pickup: Must be made where the layaway was initiated.

Find out more information about GameStop Layaway for 2016.

6. Burlington Coat Factory 

Burlington Coat Factory has a holiday layaway plan. The service fee is $5, but customers will receive a $5 promotional card when they pay off their layaway by December 24, 2016.

Burlington Coat Factory layaway highlights:

  • For in-store purchases only – take purchases to customer service desk
  • Service fee: $5, plus tax where applicable –  Receive a $5 promotional card to use on their next visit when you complete your layaway by December 24, 2016. The bonus card expires on January 31, 2017.
  • Down payment: 20%
  • Cancellation fee: $10, plus tax where applicable
  • Final payment: Due December 24
    Layaway: Limited Time $5 Free Bonus Card for all completed layaways picked up by 12/24/16. Bonus Card Expires on January 31, 2017

Get more information about layaway at Burlington Coat Factory.

7. Marshalls

Marshalls offers layaway in some of its stores, and the merchandise must be paid off and picked up within 30 days. Use the store locator on the Marshalls website to locate a participating store near you (noted by a hanger icon). Layaway is not offered to items on markdown, jewelry, food and furniture.

Marshalls layaway highlights: 

  • For in-store purchases only
  • Service fee: $5 (non-refundable) Minimum payment amounts and create fees may vary by state
  • Down payment: $10 or 10% down payment (whichever is greater)
  • Cancellation fee: $5 in most states
  • Jewelry, items that have been marked down, food items and furniture cannot be placed on layaway
  • Merchandise must be paid off and picked up within 30 days
  • Other restrictions may apply. See stores for details.

Find out more information about Marshalls Layaway for 2016.

8. T.J. Maxx 

Layaway: is available at most locations To find a location that offers layaway, simply use the TJ Maxx store locator and if the store has a hanger icon, then that store offers layaway.

T.J.Maxx layaway highlights: 

  • For in-store purchases only
  • Service fee: $5 (nonrefundable)
  • Down payment: $10 or 10% whichever is greater
  • Cancellation fee: $5
  • You will have up to 30 days to make payments

Find out more information about T.J. Maxx Layaway for 2016, contact your local store.

h-e-b-plus-layaway-1b

9. H-E-B Plus!

This Southern grocer offers layaway at its Plus! locations, which focus on non-food merchandise. Through December 14, there is no opening fee.

H-E-B Plus! layaway highlights: 

  • For in-store purchases only
  • Service fee: Free as long as you purchase in full by December 14, 2016. However, there will be a $5 charge for customers who cancel their layaway plans or fail to pay in full by December 14, 2016.
  • Down payment: $10 or 10%, whichever is greater
  • Cancellation fee: $5
  • Available for toys, electronics, appliances, patio furniture and grills and coolers.
 Find out more information about H-E-B Plus! Layaway for 2016.
If you know of any other stores offering layaway this year, please let us know in the comments.


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