Most hospitals and doctors don’t publish their prices, and the “list price” for services is much higher than what insurance companies pay providers. However, many healthcare providers will provide a discount to patients who pay out of pocket. But you have to request a discount.
Even if you have insurance and use in-network providers, prices can vary a lot. You may save money by checking the negotiated rates with several in-network providers. If you have to pay a portion, then of course you want to negotiate the best rate ahead of time.
Click here for more information on how to use the Healthcare Blue Book. This is a terrific free resource, share it with anyone else who may benefit from this information.