There are new Kmart Layaway terms and conditions both in-store and online layaway programs, and they also have an app. If you are thinking about using layaway for large purchases, read on for some shopping and money-saving tips.
I was surprised to see Kmart layaway, but according to their website, it is available. If you want to shop in-store or pick up your items, find your closest Kmart here.
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Why Use Layaway?
Layaway is a very popular way to buy large purchases but not have to pay for everything upfront.
If you are avoiding using credit cards, you may want to consider using a layaway program to save what you need to complete a purchase.
Layaway usually works best for large purchases when you factor in the store’s fees. Be sure you will be able to make your regular payments and pay off your layaway contract in time.
Layaway isn’t for everyone, but it can be an effective way to save for large purchases without breaking out the plastic.
Kmart Layaway Terms
Read these terms closely, as many of them have changed. they offer an 8-week plan or an in-store only 12-week plan with a total purchase of $300 or more. The down payment for each layaway plan is $10. There is a service fee of $5 for the 8-week Kmart layaway and $10 for the 12-week Kmart layaway plan. See the details for cancellation fees and other important information.
How to Start Kmart Layaway Online
Add any item marked “Layaway Eligible” to cart and go to checkout.
Select “Pay with Layaway to get started.
Make a down payment – this is due when you initiate your contract and includes the service fee.
Make payments every 2 weeks. Pay online or at your pickup store using cash, check, or a credit or debit card. You can opt-in for payment reminder.
Get your items. Once you’ve made your last payment, you get an email letting you know your item is Ready to Ship or Ready for Pickup.
Read the new Kmart Layaway Terms and Conditions for in-store and online.
Top Categories for Kmart’s Online Layaway
The top categories for Kmart’s online layaway are:
- Clothing & Shoes
- Electronics & Appliances
- For the Home & Outdoor Living
- Fitness & Sporting Goods
Kmart’s layaway program includes both online and in-store contracts for popular items across dozens of merchandise categories, including:
- Apparel – The whole family can get into the spirit in style with Kmart brands.
- Home – Kmart offers a wide selection of affordably priced home accessories and small kitchen appliances.
- Toys – Parents can get a head start nabbing Kmart-exclusive hot holiday toys.
- Consumer electronics – Members and customers can gift the newest electronics.
There you have it! Everything you need to know about the Kmart layaway. They are one of the few retailers to offer online layaway.
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I put in a big alway order. The only layaway after I found the 2016 starting September. I put in my reward points and went to check out. It said I owe $10 down. IT WAS SUPPOSE TO BE A PENNY DOWN. I need to start my layaway, so I can have it out. Can you go into my layaway and change the money down. I would really appreciate it. Debra Christian
Hi Debra, the one penny down layaway for 2016 started yesterday, 9/15/16 so when you log in, you should see it now. all my best, Lori.